One Breakdown Away from a $3,000 Bill?

A home warranty is an annual service agreement that helps cover the cost of repairing or replacing covered home systems and appliances when they break down due to normal wear and tear. It's different from homeowners insurance, which covers incidents like fire and storms — a warranty covers the everyday breakdowns that insurance won't. The two complement each other without overlapping.

Coverage activates 30 days after enrollment — this is standard across the industry and protects against pre-existing conditions. Emergency coverage options are available if you need faster activation.

Our plans cover central air conditioning, heating systems, plumbing, electrical, water heaters, refrigerators, stoves, washers, dryers, and more depending on your plan level. Premium plans include additional coverage like pool & spa equipment, roof leak repair, and code violation corrections.

Just call us or submit a claim online after your 30-day waiting period. We'll coordinate scheduling with a licensed, vetted contractor in your area. Our goal is to have a technician dispatched within 24 hours of your initial call, though parts availability can affect completion time.

Yes — you pay an annual plan fee plus a flat $100 deductible per service call before the technician is dispatched. All covered repair costs beyond that are billed directly to us. No surprise invoices.

There are no caps on the number of repairs you can request during your contract. Some dollar limits may apply per coverage type depending on your plan — for example, our Premium plan includes up to $15,000 in coverage. Full details are provided in your contract before you sign up.

If a covered item can't be repaired, we'll replace it with a unit of comparable performance. We never leave you without a resolution.

Yes — every repair comes with a 60-day work warranty. If the same issue reoccurs within 60 days of the original repair, the technician returns at no additional charge to you.

Yes. Cancel anytime with no penalties. Within the first 30 days you'll receive a full refund minus any service costs incurred. After 30 days, you'll receive a pro-rated refund minus any claims paid.

Absolutely. As long as covered items are in working condition at the time of enrollment, the age of the home or system doesn't disqualify you. No home inspection is required.

We work with a network of licensed, pre-screened contractors who are vetted and evaluated on an ongoing basis. Every technician is fully insured and committed to meeting our service standards.

We don't cover cosmetic issues, pre-existing conditions (items already broken at enrollment), out-of-code systems, structural modifications, equipment modifications, secondary damage, or damage from natural disasters, misuse, or lack of maintenance. Structural components like foundations, walls, and windows are also excluded. Full terms are provided before you sign up — no surprises.